“Under-the-table Deal” Training Video for Banking Practitioners
Script of the video
Scene 1
Time: Night
Location: Clubhouse snooker room
Character(s): Kwok-yin (senior relationship manager of a bank), Paul (toy factory owner)
(The different coloured balls are sunk into the snooker table pockets one by one, with heavy plopping sounds. Kwok-yin has left the red ball next to a pocket, but Paul fails to sink it. He seems to be preoccupied with something.)
Kwok-yin: (VO) My name is Tsui Kwok-yin. I’m the senior relationship service manager of a bank. Paul is one of my regular clients. He owns a fairly large toy factory that operates out of Dongguan.
Kwok-yin: What’s wrong with you today? Paul, are you having problems with your mistress again?
Paul: If only that was the case.
Kwok-yin: Business problems?
Paul: Missed again...
(Kwok-yin marks down Paul’s score. Paul approaches the scoreboard.)
Paul: About the last loan I got from your bank, if you could help postpone my repayment schedule for six months, that would be perfect.
Kwok-yin: What happened? Did someone fail to pay you?
Paul: No. I just want to make some investments.
Kwok-yin: (skeptical) Really? Alright, then, come see me at the bank tomorrow.
Paul: It’s a date.
Scene 2
Time: Afternoon
Location: Bank
Character(s): Kwok-yin, Paul
(Kwok-yin’s brows furrow as he reads the financial reports of Paul’s factory. Paul is sitting across the desk, looking agitated.)
Kwok-yin: It’s impossible. With your factory’s current financial status, the bank will not authorize an extension.
Paul: Think of a way. The failing economy has affected business and lowered product turnover. If my factory goes down, you’ll lose out too.
Kwok-yin: It’s not that I don’t want to help you. But as you know, the rules of the bank are quite strict.
Paul: Are you just going to stand by while I die? Don’t forget that you bought plenty of my company’s shares through your wife’s account.
Kwok-yin: If you didn’t boast so much about your company from the start, I wouldn’t have told my wife to invest in it.
Paul: It may not be easy to understand. Do you have a solution or not?
Kwok-yin: (sighs) But your financial report is really a mess...
Paul: It’s settled then. I’ll find someone to upgrade the report to fulfill the bank’s requirements. Alright?
(Kwok-yin is appalled.)
Scene 3
Time: Night
Location: Clubhouse snooker room
Character(s): Kwok-yin, Paul
(An attendant set up the balls on the snooker table. Paul and Kwok-yin, who are taking a break, having a conversation at the back. Paul applies chalk to his cue tip as he speaks.)
Paul: So how did it go?
Kwok-yin: It’s still under review.
Paul: Under review? I’ve already removed all the bad debts and boosted the asset values. The report is problem-free!
Kwok-yin: ...(speechless)
Paul: I know what to do. After we get past this, I’ll give your wife an extra large yearend dividend.
Kwok-yin: That seems...
Paul: It’s settled then? I’ll break this time.
(Paul goes to the snooker table and delivers a hard shot, sending the balls in every direction. Kwok-yin approaches the table slowly. He doesn’t know what to do.)
[EN] “Under -the-table Deal” Training Video for Banking Practitioners Link: https://www.youtube.com/watch?v=LoMaejW-jeo Intro: A bank's senior relationship manager, Kwok-yin, holds shares in a company owned by his client, Paul. To alleviate the company's financial difficult, Paul requests Kwok-yin to help postpone the repayment schedule… Transcript: https://hkbedc.icac.hk/en/doc?id=120§ion=trades&content=content [ZH-HANT] 銀行業短片: 桌面交易 Link: https://www.youtube.com/watch?v=DOm8rj09UvQ Intro: 銀行高級客戶服務經理國賢有投資其客戶Paul的公司。最近Paul的公司生意不景，要求國賢協助延長銀行貸款的還款期...... Transcript: https://hkbedc.icac.hk/zh-hant/doc?id=39§ion=videos&content=content [ZH-HANS] 银行业短片: 桌面交易 Link: https://www.youtube.com/watch?v=DOm8rj09UvQ Intro: 银行高级客户服务经理国贤有投资其客户Paul的公司。最近Paul的公司生意不景，要求国贤协助延长银行贷款的还款期...... Transcript: https://hkbedc.icac.hk/zh-hant/doc?id=39§ion=videos&content=content
